How does your present situation compare to the average American household? Each housing unit comprises 2.5 people, 1.3 wage earners, and 1.9 vehicles. 62% of U.S. residents own their homes, with 44% of those homeowners 100% mortgage free. 38% of all households are renters. Females own 53% of all housing units, according to the BLS: Consumer Expenditures Survey.